CardPoints

The UK's Loyalty Points Community

When do your loyalty points expire? Every UK scheme’s rules

Rules checked 6 Oct 2026 to 7 Oct 2026 · How we verify

Points are lost in two ways. Some schemes give each point a set life, so it goes on its date however often you shop. Others put no date on points but take them from an account left unused. Most schemes have one rule; a few have both.

Of the 9 schemes we cover, Tesco Clubcard, Boots Advantage Card, H&B&Me and Nectar Card put no date on points: they last while you keep using the card. The other 5 give each point, or Sparks reward, a set life of 12 months to 2 years. The safe rule: use every card at least once every 12 months.

Expiry rules side by side

UK loyalty schemes by how long points last and how long an account may go unused
SchemeEach point lastsLost if unused for
No expiry date while you use the card
Tesco ClubcardNo date2 years
Boots Advantage CardNo date12 months
H&B&MeNo date12 months
Nectar CardNo date12 months
Each point has a set life
Superdrug Health & Beautycard2 years12 months (36 in one clause)
Debenhams Beauty Club12 monthsNot stated
Game Collection Rewards12 monthsNot stated
Sparks Card12 to 15 monthsNot stated
The Perfume Club12 to 13 months3 years

Points with no expiry date

  1. Tesco Clubcard

    Set life:
    None. Points carry no expiry date.
    If the account goes unused:
    Tesco deletes an account that collects no points for 2 years.
    To keep them:
    Collect points at least once every 2 years.

    Clubcard vouchers are different: each is valid for 2 years from the day it is issued, however often you shop.

    Checked 6 Oct 2026 · Tesco Clubcard offers, sources and how to spend

  2. Boots Advantage Card

    Set life:
    None. Points carry no expiry date.
    If the account goes unused:
    Boots removes the points from an account not used for one year.
    To keep them:
    Use the card at least once a year.

    Points also go when an account is closed, and points on a plastic card that was never registered are removed after one year.

    Checked 6 Oct 2026 · Boots Advantage Card offers, sources and how to spend

  3. H&B&Me

    Set life:
    None. Points carry no expiry date.
    If the account goes unused:
    Points expire only after 12 months with no purchase on your account.
    To keep them:
    Make a purchase with your account at least once a year.

    H&B may also close an account that earns no points for 12 months.

    Checked 7 Oct 2026 · H&B&Me offers, sources and how to spend

  4. Nectar Card

    Set life:
    None. Points carry no expiry date.
    If the account goes unused:
    Nectar may close an account with no points collected or spent for 12 months, and the points go with it.
    To keep them:
    Collect or spend points at least once a year.

    Checked 6 Oct 2026 · Nectar Card offers, sources and how to spend

Points with a set life

  1. Superdrug Health & Beautycard

    Set life:
    Each point lasts 24 months from the date it is earned.
    If the account goes unused:
    Superdrug’s FAQ says an account unused for 12 months is closed and its points expire (one clause of the terms gives 36 months).
    To keep them:
    Use the card at least once a year, and spend points within 24 months of earning them.

    Checked 7 Oct 2026 · Superdrug Health & Beautycard offers, sources and how to spend

  2. Debenhams Beauty Club

    Set life:
    Each point expires 12 months after it is issued.
    If the account goes unused:
    The pages we read set no limit.
    To keep them:
    Spend points within 12 months of their reaching your account.

    Points are issued 30 days after each purchase, so they last about 13 months from the day you shop.

    Checked 6 Oct 2026 · Debenhams Beauty Club offers, sources and how to spend

  3. Game Collection Rewards

    Set life:
    Each point expires 365 days after it was earned.
    If the account goes unused:
    The pages we read set no limit.
    To keep them:
    Spend points within a year of earning them; your account shows each expiry date.

    Checked 7 Oct 2026 · Game Collection Rewards offers, sources and how to spend

  4. Sparks Card

    Set life:
    Rewards expire at the end of the quarter (March, June, September or December) a year after you earn them: 12 to 15 months.
    If the account goes unused:
    The pages we read set no limit.
    To keep them:
    Spend rewards within a year of earning them.

    Sparks pays rewards into a wallet, not points.

    Checked 6 Oct 2026 · Sparks Card offers, sources and how to spend

  5. The Perfume Club

    Set life:
    Points expire 12 months from the end of the month in which you earned them.
    If the account goes unused:
    An account unused for 36 months may be closed, and its points lost.
    To keep them:
    Spend points within 12 months of the month you earned them.

    As the 12 months run from the end of the month, points last 12 to 13 months.

    Checked 7 Oct 2026 · The Perfume Club offers, sources and how to spend

Schemes with nothing to expire

  • Matalan Me Card has no points. Members get discounts, vouchers and perks instead.

Points expiry FAQ

Which UK loyalty points never expire?

None of the 9 schemes we cover keeps points whatever you do. Tesco Clubcard, Boots Advantage Card, H&B&Me and Nectar Card put no expiry date on points, but each can take them from an account left unused: Tesco Clubcard after 2 years, Boots Advantage Card after 12 months, H&B&Me after 12 months and Nectar Card after 12 months. Use the card within that time and the points stay.

Which loyalty points expire soonest?

The shortest set life is 12 months, at Debenhams Beauty Club, Game Collection Rewards, Sparks Card and The Perfume Club. Debenhams Beauty Club: Each point expires 12 months after it is issued. Game Collection Rewards: Each point expires 365 days after it was earned. Sparks Card: Rewards expire at the end of the quarter (March, June, September or December) a year after you earn them: 12 to 15 months. The Perfume Club: Points expire 12 months from the end of the month in which you earned them.

Which loyalty scheme gives you longest to use your points?

Of the schemes with no expiry date, Tesco Clubcard, which allows the longest gap: Tesco deletes an account that collects no points for 2 years. Of the schemes whose points have a set life, Superdrug Health & Beautycard: Each point lasts 24 months from the date it is earned. Superdrug’s FAQ says an account unused for 12 months is closed and its points expire (one clause of the terms gives 36 months).

How do I stop my loyalty points expiring?

Use every card at least once every 12 months: that is the shortest time an account can sit unused at Boots Advantage Card, H&B&Me, Nectar Card and Superdrug Health & Beautycard. Points with a set life go on their date however often you shop, so spend those first: Superdrug Health & Beautycard (2 years), Debenhams Beauty Club (12 months), Game Collection Rewards (12 months), Sparks Card (12 to 15 months) and The Perfume Club (12 to 13 months).

Every rule was read on the scheme’s own website or in its terms, on the date shown beside it. Each scheme page lists the pages we read. What the points are worth is in our loyalty points value index.